Beware, The Annuity Salesman Cometh

Beware, The Annuity Salesman Cometh

Be on guard, for the annuity salesman cometh, and he/she is poised to take advantage of you, your lack of knowledge, and yes, even your fears. This breed of salesperson is most often seen at luncheon and dinner seminars, which are marketed heavily to retirees, for...
Widowed, Ripped Off, and Alone

Widowed, Ripped Off, and Alone

She’s an intelligent woman, seemingly well to do and living in a high rise condo in Florida. Retired, active lifestyle, involved in many activities with her friends, giving of herself to her community, church, and local charities. She did everything right, at least...
Annie’s Story: Early Retirement Gone Bad

Annie’s Story: Early Retirement Gone Bad

She retired young, 49 to be exact, and made the big move from the dreary rain soaked Northwest to the land of palm trees and eternal sunshine. But all was not well, and the consequences of misguided judgment would soon come home to roost. Annie had been in banking for...
Why I Do What I Do

Why I Do What I Do

People often ask me what I do and of course I explain. Another question, though rarely asked, is why I do what I do? The answer to that question was driven home recently by a call I received from an elderly retiree. Her husband had died some years earlier, so in many...
Our Brief Moment

Our Brief Moment

I recently returned from a business meeting in the heartland, Topeka Kansas. I went there expecting the usual, some creative financial planning and investment ideas, as well as the current thinking of people in the business of giving investment advice. Was I ever...