Don’t Make These Retirement Planning Mistakes!

1) Underestimating the effects of inflation: If you retire on $4,000 month today, in 15 years @ 3% inflation you will need $6,232 month just to stay even with the cost of living. Moral: Do not invest solely in fixed interest investments; build part of your portfolio...

Retirement Income 9 Ways

The old saying ‘money can’t buy happiness’ is not necessarily true. My contention is that money can absolutely contribute to a higher quality of life, which in turn can contribute to a higher level of happiness. And at no time in our lives is this...

Ruth, My Mentor

I write this letter today struggling with sadness, for we have lost a beloved member of our family. Dear, sweet Ruth, my friend, my client, my mentor, recently left us for another place after 90 years of gracing us with her presence. I met Ruth in 1983, all 4 feet ten...

A Man is Not A Financial Plan

Do not rely on the man in your life, or the future man, to provide your financial security. With the deck stacked against you in so many ways, you must form your own plan. For the litany of challenges you face, look at what the statistics say. *On average women earn...
Beware, The Annuity Salesman Cometh

Beware, The Annuity Salesman Cometh

Be on guard, for the annuity salesman cometh, and he/she is poised to take advantage of you, your lack of knowledge, and yes, even your fears. This breed of salesperson is most often seen at luncheon and dinner seminars, which are marketed heavily to retirees, for...