Don’t Make These Retirement Planning Mistakes!

1) Underestimating the effects of inflation: If you retire on $4,000 month today, in 15 years @ 3% inflation you will need $6,232 month just to stay even with the cost of living. Moral: Do not invest solely in fixed interest investments; build part of your portfolio...

Retirement Income 8 Ways

The old saying ‘money can’t buy happiness’ is not necessarily true. My contention is that money can absolutely contribute to a higher quality of life, which in turn can contribute to a higher level of happiness. And at no time in our lives is this...

Ruth, My Mentor

I write this letter today struggling with sadness, for we have lost a beloved member of our family. Dear, sweet Ruth, my friend, my client, my mentor, recently left us for another place after 90 years of gracing us with her presence. I met Ruth in 1983, all 4 feet ten...