Long Term Health Care, And How to Pay for It

The one thing we can all agree on is the importance of good health. It’s often taken for granted when we’re younger, but as we age it becomes ever more top of mind. So the question becomes, how do we pay for it, particularly as we enter our “Golden Years?” The years...

Massive Makeover!

What about this “massive makeover”? It simply means I’m no longer just a purveyor of all things investment/insurance, e.g. mutual funds, annuities, stocks, insurance etc They have all become low cost commodities, available everywhere and...

A Man is Not A Financial Plan

Do not rely on the man in your life, or the future man, to provide your financial security. With the deck stacked against you in so many ways, you must form your own plan. For the litany of challenges you face, look at what the statistics say. *On average women earn...
Beware, The Annuity Salesman Cometh

Beware, The Annuity Salesman Cometh

Be on guard, for the annuity salesman cometh, and he/she is poised to take advantage of you, your lack of knowledge, and yes, even your fears. This breed of salesperson is most often seen at luncheon and dinner seminars, which are marketed heavily to retirees, for...
Widowed, Ripped Off, and Alone

Widowed, Ripped Off, and Alone

She’s an intelligent woman, seemingly well to do and living in a high rise condo in Florida. Retired, active lifestyle, involved in many activities with her friends, giving of herself to her community, church, and local charities. She did everything right, at least...